|
|
Interest
Rate |
Annual
Percentage
Yield (APY) |
Minimum
Balance to obtain APY |
| Now
Account Checking |
variable |
% |
% |
$Now
Account Checking |
variable |
.25% |
.25% |
$500.00 |
|
Money
Market Checking |
variable |
|
|
|
| |
tier 1 |
1.75% |
1.76% |
$25000 |
| |
tier 2 |
1.40% |
1.41% |
$10,000 |
| |
tier 3 |
1.25% |
1.26% |
$2500 |
|
Regular
Savings |
variable |
0.50% |
0.50% |
$100 |
|
•
Interest rates and annual percentage yields effective as of 12/31/2008 and are subject to change.
• Interest rate and annual percentage yield may change after account opening on variable rate accounts.
• Fees could reduce the earnings on the account.
• Request further information from an employee concerning the fees and terms applicable to the advertised accounts.
Certificates
of Deposit |
| |
|
Interest
Rate |
Annual
Percentage
Yield (APY) |
Minimum
Deposit
|
|
30 Days
|
fixed |
.50% |
.50% |
$500 |
|
60 Days
|
fixed |
.50% |
.50% |
$500 |
|
91 Days
|
fixed |
1.50% |
1.51% |
$500 |
|
182 Days
|
fixed |
2.00% |
2.01% |
$500 |
|
1 Year
|
fixed |
2.15% |
2.16% |
$500 |
|
18 Months
|
fixed |
2.25% |
2.26% |
$500 |
|
24 Months
|
fixed |
2.30% |
2.31% |
$500 |
|
30 Months
|
fixed |
2.40% |
2.41% |
$500 |
|
48 Months
|
fixed |
3.00% |
3.02% |
$500 |
|
5 Years
|
fixed |
3.20% |
3.23% |
$500 |
|
IRA's and Keogh
|
fixed |
3.20% |
3.23% |
$500 |
IRA's and Keogh
(will change on 1st of month to rate equal to 30 months)
|
variable |
2.40% |
2.43% |
$500 |
|
15 MONTH CD SPECIAL
|
fixed |
2.50% |
2.50% |
$5000 |
|
54 MONTH CD SPECIAL
|
fixed |
3.65% |
3.65% |
$5000 |
|
33 MONTH HARVEST SPECIAL
|
fixed |
3.50% |
3.50% |
$20000 |
•
Interest rates and annual percentage yields effective as of 12/31/2008
and
are subject to change.
• Interest rate and annual percentage yield may change after account opening on variable rate accounts.
• Substantial penalty for early withdrawl
• Request further information from an employee concerning the fees and terms applicable to the advertisied accounts.
Member
Federal Deposit Insurance Corporation
