|
 Access
Checking Account
Minimum
balance to open the account - You must deposit $100.00 to
open this account.
Fees
- A flat service charge of $6.00 will be charged each statement
cycle.
NOW
Checking Account
Rate
information - Your interest rate and annual percentage
yield may change. Frequency
of rate changes - We may change the interest rate on your
account at any time.
Determination
of rate - At our discretion, we may change the interest
rate on your account.
Compounding
and crediting frequency - Interest will be compounded and credited to your account every month.
Effect
of closing an account - If you close your account before
interest is credited, you will not receive the accrued interest.
Minimum
balance to open the account - You must deposit $500.00 to
open this account.
Minimum
balance to avoid imposition of fees - A flat service charge
of $5.00 plus $.20 per check charge will
be imposed every statement cycle if the balance in the account
falls below $500.00 any day of the cycle.
Minimum
balance to obtain the annual percentage yield disclosed - You
must maintain a minimum balance of $500.00 in the account each
day to obtain the disclosed annual percentage yield.
Daily
balance computation method - We use the daily balance method
to calculate the interest on your account. This method applies
a daily periodic rate to the balance in the account each day.
Accrual
of interest on noncash deposits - Interest begins to accrue
on the business day you deposit noncash items (for example,
checks).
|
T O P |
Money
Market Checking Account
Rate
Information - Your interest rate and annual percentage
yield may change. Frequency
of rate changes - We may change the interest rate on your
account at any time.
Determination
of rate - At our discretion, we may change the interest
rate on your account.
Compounding
and crediting frequency - Interest will be compounded and credited to your account every month.
Effect
of closing an account - If you close your account before
interest is credited, you will not receive the accrued interest.
Minimum
balance to open the account - You must deposit $2,500.00
to open this account.
Minimum
balance to avoid imposition of fees - A flat service charge
of $10.00 plus $.20 per check charge
will be imposed every statement cycle if the balance in the
account falls below $2,500.00 any day of the cycle.
Minimum
balance to obtain the annual percentage yield disclosed -
You must maintain a minimum balance of $2,500.00 in the
account each day to obtain the disclosed annual percentage
yield.
Daily
balance computation method - We use the daily balance
method to calculate the interest on your account. This method
applies a daily periodic rate to the balance in the account
each day.
Accrual
of interest on noncash deposits - Interest begins to accrue
on the business day you deposit noncash items (for example,
checks).
Transaction
limitations - Transfers from a Money Market Checking account
to another account or to third parties by preauthorized, automatic,
or telephone transfer are limited to six per monthly statement
cycle with no more than three by check, draft, or similar
order to third parties.
The
minimum amount you may withdraw is $500.00.
Regular
Checking Account
Minimum
balance to open the account - You must deposit $300.00
to open this account.
Minimum
balance to avoid imposition of fees - A flat service charge
of $4.00 plus $.20 per check charge
will be imposed every statement cycle if the balance in the
account falls below $300.00 any day of the cycle.
Senior
Checking Account
(age
55 or better)
Minimum
balance to open the account - You must deposit $100.00
to open this account.
Student
Checking Account
(available
to full-time high school or college students)
Minimum
balance to open the account - You must deposit $100.00
to open this account.
|
