If you would like further information, please contact a customer service representative at
Dunseith 701-244-5795
Rolla 701-477-8890
Bottineau 701-228-3750

Regular Checking

You must deposit a minimum of $300.00 to open this account.

A flat service charge of $4.00 plus a per check charge of $.20 per check will be imposed every statement cycle if the balance in the account falls below $300.00 any day of the cycle.

If you would like further information, please contact a customer service representative at
Dunseith 701-244-5795
Rolla 701-477-8890
Bottineau 701-228-3750

Now Checking

You must deposit a minimum of $500.00 to open this account.

Interest will be compounded and credited to your account every month.

If you close your account before interest is credited, you will not receive the accrued interest.

A flat service charge of $5.00 plus  a per check charge of $.20 per check will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the cycle.

We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the balance in the account each day.

Accrual of interest on noncash deposits - Interest begins to accrue on the business day you deposit noncash items (for example, checks).

If you would like further information, please contact a customer service representative at
Dunseith 701-244-5795
Rolla 701-477-8890
Bottineau 701-228-3750

Gold Key Checking

Gold Key Checking is for our customers who are age 55 years or better.

You must deposit a minimum of $100.00 to open this account and have a combined certificate of deposit balance of $10,000.00.

There will be a $10.00 monthy service charge assessed to your account if your certificates of deposit fall below $10,000.00 at any time during the month.

When you open this account you will receive free checks with the gold key logo on them.  if you choose a different style they will be at your expense.

You will receive free money orders, notary services, direct deposit services, debit card, visa credit card with no annual fee, 10 free copies per month, and a free small safe deposit box (or discount on a larger box) for the first year.

If you would like further information, please contact a customer service representative at
Dunseith 701-244-5795
Rolla 701-477-8890
Bottineau 701-228-3750

Gold Key Plus Checking

Gold Key Plus Checking is for our customers who are age 55 years and better.

You must deposit a minimum of $100.00 to open this account and have a combined certificate of deposit balance of $25,000.00.

Interest will be compounded and credited monthly.

Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.

There will be a $25.00 flat service charge assessed to your account if your certificates of deposit fall below $25,000.00 at any time during the month.

When you open this account you will receive free checks with the gold key logo on them.  If you choose a different style they will be at your expense.

You will receive free money orders, notary services, direct deposit services, debit card, Visa credit card with no annual fee, 10 free copies per month, and a free small safe deposit box (or discount on a larger box) for the first year.

If you would like further information, please contact a customer service representative at
Dunseith 701-244-5795
Rolla 701-477-8890
Bottineau 701-228-3750

Student Checking

Student Checking is for any full time student.  

The minimum balance required to open this account is $100.00.

If you would like further information, please contact a customer service representative at
Dunseith 701-244-5795
Rolla 701-477-8890
Bottineau 701-228-3750

Senior Checking

Senior Checking is for our customers who are age 55 years or better. 

The minimum balance required to open this account is $100.00

If you would like further information, please contact a customer service representative at
Dunseith 701-244-5795
Rolla 701-477-8890
Bottineau 701-228-3750

Money Market Checking

You must deposit a minimum of $2,500.00 to open this account.

Interest will be compounded and credited to your account every month.

If you close your account before interest is credited, you will not receive the accrued interest.

A flat service charge of $10.00 plus a per check charge of  $.20 per check will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the cycle.

We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the balance in the account each day.

Accrual of interest on noncash deposits - Interest begins to accrue on the business day you deposit noncash items (for example, checks).

A limited number of transfers or withdrawls may apply.

The minimum amount you may withdraw is $500.00.

If you would like further information, please contact a customer service representative at
Dunseith 701-244-5795
Rolla 701-477-8890
Bottineau 701-228-3750